Our relationship with our mortgage lenders enable us to serve a variety of customers. In turn, we are able to place many families in homes where others have failed.
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Determining how much money you have available for down payment and closing costs affects almost every aspect of buying a home – including how you write your purchase offer, the loan programs you qualify for, and shopping for interest rates.
Why Choose First Rate Mortgage?
Call us prior to 4:00PM and we will guarantee a call back before the end of business.
We offer custom programs to help meet our customer's every need.
You benefit from over 90 different lenders to get the best market rate for Kentucky, Tennessee, Indiana, and Florida mortgages.
Average closing time ranges from 5 to 30 days on conforming loans.
Flexible hours include evenings, weekends plus we conform to your needs.
Same day approval on mortgage applications turned in prior to 3:00PM.
Locally owned and operated serving Kentucky, Tennessee, and Indiana.
You benefit from friendly customer service and quick response time.
We educate each of our customers on the mortgage lending process.
Over 50 years combined lending experience.
Whether on-line, by phone, or in person we stand ready to assist you with all of your lending needs.
10400 Linn Station Rd. Ste 226
Conventional Mortgages will get you into your home quickly and at a great rate.
Slow credit? Not a problem--our loan officers can put you into a home even if you have less than perfect credit.
VA Loans have helped more than 29 million veterans own a piece of the American Dream.
Rural Loans allow you to mortgage 100% of the appraised value of your Kentucky home. Call us to find out if your next home qualifies for this exciting program.
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Branches and additional offices:
(502) 647-4901817 Taylorsville Rd Shelbyville, KY 40065-9124
(270) 982-7380615 N Mulberry St Elizabethtown, KY 42701-1927
(270) 982-73801609 N Dixie Hwy Suite 110 Elizbthtwn, KY 42701