Insurors Of Kentucky

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Who we are..
Founded in 1950, this Bowling Green based independent insurance agency has always been committed to putting our clients and prospective clients first.
We will help you manage and plan for all your potential risks. As professionals, we assess your needs and offer you a variety of insurance products to choose from.
Service, whether it is in response to an insurance claim or general question, is the most important value we offer you.
We work hard to build a trusted relationship with our customers. We strive to make you feel both comfortable with and confident in our abilities by acting as your consultant. We seek out the best companies that offer the appropriate coverages at a fair price.

Auto accidents can happen to the best of us. Insurance can help cover repairs to your vehicle and medical costs. Insurance is your buffer against catastrophe should you cause an accident and there is property damage or injuries to other people. We can rate your auto insurance just as unique as the driver. To save you money, our agents look at all the factors that will be able to create you a tailored auto policy. We can rate your auto insurance with the most competitive carriers available.

You can get a "rough estimate" homeowners insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that fits your unique situation. One of our agents can prepare a quote that details the coverage, deductibles, and cost of your homeowners policy. This would be the benefit of using a Trusted Choice agent, we take the guess work out of finding the right coverage.

When evaluating life insurance, it's important to keep in mind that price is not the only important factor to consider. Before choosing a policy, you should carefully evaluate the terms and conditions of each quote you receive. It's also important to look at the financial strength of each insurance company that provides a quote. Life insurance is a vital part of financial planning and it's in your best interest to choose to do business with a company that has a solid financial position.

Finding the right health insurance plan is easy with us. We are health insurance experts and our goal is helping you find affordable health insurance coverage that will fit your needs and budget. We offer health insurance plans from the best health insurance companies in the business. If you need assistance, our team of health insurance professionals are a quick phone call away. No hassle, no pressure, just honest-to-goodness help in finding the perfect health insurance plan for you and your family.

Having Insurance gives you more than just peace of mind; it plays a vital role in the overall strategy of a long-standing business plan. Purchasing enough of the right coverage will help you stay competitive and protect your company in the event of an accident or disaster. Purchasing insurance can sometimes seem like a burden and can be expensive, but can your business afford not to have it? What you essentially accomplish when you purchase an insurance policy is transfer the financial risk from you to the insurance company. For example, most business owners wouldn't be able to absorb the cost of having to rebuild their place of business if was destroyed by a fire. What most could afford is the insurance premium to insure it in case it was destroyed. There are different insurance coverages that every business should consider, and having an agent go over your goals and needs is very important when it comes to purchasing the right coverage.

Your land, your home, your crops, your equipmentits all your livelihood, and for many, the business of farming is growing more difficult all the time. Our Agricultural Insurance specialists are trained to understand the unique needs of all types of farms, from large, owner-occupied or managed farms to tenant operated and gentleman farms.As independent agents, we can research the best coverage options for you and tailor your policy with the specific coverage needed to protect your individual exposure.

Life insurance: how much should I buy?
Once you decide that you need to buy life insurance to protect your family or dependents, youll need to figure ...

Figuring out how much homeowners insurance you need
Generally, you need enough insurance to cover the following: 100% of the replacement cost of your house. Most insurers suggest you ...

How Points on your Driver’s License Affect Your Auto Insurance Premiums
You know that sinking feeling you get when a cop car pulls up behind you and flashes its lights, and ...

Filing an Auto Insurance Claim: When Do You Need a Police Report?
Certain accidents absolutely need a response from local law enforcement local Police, Highway Patrol, Sheriff or other entity. Which department responds will be based on the jurisdiction in which the accident happened. But do you always need a police report?

Understanding Your Policy
What Auto Insurance Actually Covers: Does Car Insurance Cover the Car, the Cars Driver, or the Cars Owner?
In general, when you purchase auto insurance, you are buying it to cover the car, not the person who is driving it. If the car is involved in an accident, youre covered. If you are injured in that car, youre covered. If someone else is injured in that car, he or she is covered. If someone is injured by that car, there is coverage. There are some gray areas, but this is the general rule.

5 Buying Tips for Small Business Liability Insurance
The costs of covering your business and yourself from a potential lawsuit are high. After a decade of intense competition among insurers and low premiums, the fallout from the Sept 11 terrorist attacks and the stock market have increased insurance costs while providing less coverage. Every business owner renewing an existing policy or starting a [...]